PSG Capital Partners Inc. we have over 30 years of real estate analysis, residential and commercial financing (retail and wholesale), underwriting and Trust Deed investing, we have the experience in California and Specialize in the local Orange County market that you can trust. PSG Capital Partners Inc. originates hard money real estate loans on property that doesn’t always meet bank standards and for borrowers who don’t have time to wait. If your project qualifies for a loan through PSG Capital Partners Inc. you can receive funding in days. Our average close time is 5-7 business days however, if we have all the documentation we can close in as little as 3 days. We answer responses with a term sheet within 24 hours or contact us directly to discuss your scenario.
Our investors include large insurance companies, wholesale mortgage bankers, equity capital companies as well as private individuals and private money lenders.
PSG Capital Partners Inc. has a large portfolio lender base we have the resources available to accommodate most loan situations with our streamlined process.
Residential Investment Properties
Residential investment properties are very similar to Commercial properties in some regards, as they cash-flow and have rent/lease income potential. We can help leverage your real estate, and at very agreeable terms! We have funding for SFR 1 to 4 units and Mixed-Use properties. If you have a purchase or need to refinance a current high loan, we have serviced and continue to service the needs of Investors.
The underwriter will require proof that the borrower/owner is not and will not be the primary or secondary resident of any of the properties (except for Mixed-Use and Multi-Family properties greater than 4 units). Valuation will be based on appraisal, sales and rent comps, purchase price and condition of the property at time of inspection.
- SFR 1 to 4 units
- Mobile Homes (with affidavit of affixture)
- Pre-manufactured Homes
The value of Commercial properties, which includes all of the listed types below, is arguably found by analyzing not any one, but all three appraisal valuation methods, (market approach, cost approach, income approach) regardless of what its current use might be. Thus, a borrower should be aware that sometimes, since the borrower/owner is the user with a purpose, a lending institution will find a value that is closest to a resale price, sometimes higher and sometimes lower than the borrower/owners opinion. Ultimately, to a lender, a property can only have the value that the lender could resell it for, regardless of the possible value it might have right at that moment.
We have funding for Multi-Use properties, RV Parks, Hotels, Multi-Family Housing, Charities, Offices, Retail, Industrial, Warehouses, etc. If you have a business, tell us about your requirement and we'll work on options for you! Need operating cash from your real estate equity, and at a very decent rate? That's what we do!
- Office Buildings
- Retail Stores
- Hotels / Motels
- RV Parks
- Auto Wrecking / Auto Salvage
- Auto Mechanics / Auto Body
The most difficult part of underwriting a land loan is in establishing the value of the land, especially in times of inactivity and volatility (like the present). After 30 years in the lending business, our underwriters have a proven track record of relative accuracy for valuation over time. Bare Land loans are very different from Commercial and Residential properties because they have no cash flow and have value only at time of the transaction. We've found funding for land in the form of commercially zoned lots, improved and unimproved residential lots, working ranches and agriculture, idle ranch and agriculture, and even speculative investment.
- Commercially and Industrially Zoned Lots
- Residential Lots